INSURANCE

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Insurance

Insurance is a highly misunderstood product and it's often bought and sold for the wrong reasons. At the same time, it's a very important part of your life and you must know certain ground rules for making the right decisions. Many of us consider insurance just another investment for tax saving. Our day-to-day life is full of unpredictable risks, for example loss of life, loss of income, critical illness, disability, etc. Insurance planning means figuring out adequate cover against "insurable risks" and getting the maximum out of the premium you pay. Tax exemption is just another aspect of it.

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