Life Insurance is for the earning member of the family
Life insurance is a replacement for your income. On your death, the money received from life insurance policies will provide a corpus with which the family can pay off debts, convert dreams to reality and still lead a comfortable life.
You must have seen cases of non-working mothers or non-earning family members getting insured. It goes against the fundamental principle of insurance. Therefore, it's important that the breadwinner covers the risks to his life and income so that his family's quality of life is not compromised after he is gone.
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