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Government of India bonds, also known as G-Secs or government securities, are debt instruments issued by the Government of India to raise funds for various purposes, including financing fiscal deficits and undertaking development projects. These bonds are considered one of the safest investment options in India, as they are backed by the full faith and credit of the Indian government.

• Treasury Bills (T-Bills): Short-term instruments with maturities of 91 days, 182 days, and 364 days.
• Fixed-Rate Bonds: Medium to long-term bonds with fixed interest rates and maturities ranging from 5 years to 40 years.
• Floating Rate Bonds: Bonds with variable interest rates linked to a reference rate (such as the repo rate) and maturities ranging from 7 years to 30 years.
• Capital Indexed Bonds (CIBs): Bonds designed to protect investors from inflation by adjusting the principal and interest payments for changes in the Wholesale Price Index (WPI).
• Savings Bonds: Retail bonds with tax benefits and various features, including cumulative and non-cumulative interest options.

Interest Payments: Government bonds pay periodic interest, which is typically semi-annual. The interest rate can be fixed or floating, depending on the type of bond.
Safety: Government of India bonds are considered virtually risk-free because they are backed by the sovereign guarantee of the Indian government. They are often used as a benchmark for other interest rates in the Indian financial market.
Liquidity: Government bonds are highly liquid and can be bought and sold in the secondary market through exchanges and financial institutions. Investors can exit their positions before maturity.
Transferability: Government bonds can be transferred from one person to another, allowing investors to gift or sell them.