Term insurance is a type of life insurance policy that provides coverage for a specified term or period. It is one of the simplest and most affordable forms of life insurance.
Coverage Period: Term insurance provides coverage for a fixed period, such as 10, 20, 30 years, or sometimes even longer. If the insured person dies during the term of the policy, the beneficiaries receive a death benefit.
Term insurance is a popular choice for individuals who want to ensure that their loved ones are financially protected in the event of their death during a specific period, especially when they have significant financial responsibilities like mortgages or dependent children. It provides peace of mind and financial security for a predetermined time frame.
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